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Press Release

July 30, 2015

David J. Hanrahan

Capital Bank Reports Earnings up 20%; Lending Expands

Capital Bank of New Jersey, the South Jersey community bank owned by hundreds of local stockholders, has announced its mid-year earnings. The bank reported a net income of $1,982,000 for the six months ended June 30, 2015, a 20% increase over its earnings in the first half of 2014. Capital Bank also reported that its total assets at June 30, 2015 had grown to $362 million.

David J. Hanrahan, President and CEO, commented, “It is a pleasure to be able to report another period of record earnings. I am especially pleased that our loans grew by $24 million (11%) between year-end 2014 and June 30, 2015. One of our core strengths is lending to small- and medium-size businesses in South Jersey, and we’ve done a lot of that so far this year.”

Dominic J. Romano, Chairman of the Board, said “While producing strong financial results for our shareholders, the Board and management of Capital Bank remain mindful of our commitments to our customers and the communities we serve. We are proud to have been so busy this year lending money to local businesses.”

Capital Bank opened in Vineland in 2007. Today it has four locations – two in Vineland, one in Woodbury Heights, and one in Hammonton. Capital Bank lends money to businesses and individuals throughout South Jersey, is an Approved SBA Lender and a NJEDA Premier Lender. It is also 5-Star rated by BauerFinancial (www.BauerFinancial.com) and was named in the 2015 Top 15 Percent of Community Banks by Seifried & Brew. For more information about Capital Bank, please visit www.capitalbanknj.com.