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Press Release

February 19, 2015

David J. Hanrahan

Capital Bank Reports Earnings up 36%;
Declares 25% Increase to Cash Dividend

Capital Bank of New Jersey, the South Jersey community bank owned by hundreds of local stockholders, has announced its 2014 earnings. The bank reported a net income of $3,557,000 for the year ended December 31, 2014, a 36% increase over its 2013 earnings of $2,614,000. Capital Bank’s total assets at December 31, 2014 were $347 million, representing growth of more than 9% compared to its assets of $318 million at the end of 2013.

David J. Hanrahan, President and CEO, commented, “It is a pleasure to be able to report another year of record earnings and results for Capital Bank. We are grateful to the thousands of customers who have chosen to do business with our bank over the last eight years; without them, Capital Bank would not be the successful institution that it is today. We are also proud of our employees, who are passionate about delivering friendly, flexible, professional service to our depositors and borrowers.”

Capital Bank also announced that today its Board of Directors declared a 12.5 cents per-share cash dividend to its stockholders. This dividend represents a 25% increase compared to the 2014 dividend of 10 cents. The 2015 dividend will be payable on April 23, 2015 (the eighth anniversary of the bank’s first day in business) to stockholders of record on March 13, 2015.

Dominic J. Romano, Chairman of the Board, said, “Our continued financial success has allowed our Board of Directors to declare our fourth consecutive annual cash dividend while maintaining our strong capital position.”

Capital Bank of New Jersey opened for business in Vineland in 2007. Today it has four locations – two in Vineland, one in Woodbury Heights, and one in Hammonton. Capital Bank lends money to businesses and individuals throughout South Jersey, is an Approved SBA Lender and a N.J. EDA Premier Lender. It is also 5-Star rated by BauerFinancial.